# MCP for Merchant of Record

> The nine setup steps an AI agent performs over the Payments AI MCP server, from opening the account to switching on live payments.

Canonical HTML: https://www.payments.ai/mor/mcp/

Payments AI Merchant of Record is built to be set up by an agent instead of by a person. Over the MCP server an agent performs the whole setup — the steps below — and stays available afterwards for changes.

## What the agent does

### 01 — Opens the account

Your agent creates the Payments.ai account on your behalf, using the project details it can already see. You never touch a signup form.

### 02 — Registers what you sell

Products, prices, currencies, and billing intervals get created from the code and config in your repo, so the catalog matches the app.

### 03 — Issues and stores the keys

Test and live credentials are written into your environment, scoped correctly, instead of copied out of a dashboard and pasted somewhere.

### 04 — Wires the checkout

A hosted checkout is connected to your app in sandbox mode, with the success and cancel paths pointed at routes that exist.

### 05 — Subscribes to the webhooks

Your agent creates the endpoint, subscribes to the events your app actually handles, and verifies signatures on the way in.

### 06 — Turns on tax collection

Sales tax and VAT are calculated and collected at checkout wherever you sell. You do not write rate tables or threshold logic.

### 07 — Runs a test payment

A sandbox transaction goes end to end and reports back, so the first thing you see is a payment that worked rather than a checklist.

### 08 — Switches on live payments

When the sandbox run passes, the same agent moves you to live mode and real charges start settling to your balance. No approval queue in between.

### 09 — Stays available afterward

Adding a plan, changing a price, or pulling revenue numbers is another sentence in the same session, not another trip to a settings page.

## Where to go next

- Merchant of Record overview: https://www.payments.ai/mor/
- Pricing: https://www.payments.ai/mor/pricing.md

## Machine-readable

- Site summary: https://www.payments.ai/llms.txt
- Page index (JSON): https://www.payments.ai/api/v1/pages.json
- OpenAPI description: https://www.payments.ai/openapi.json
- Documentation: https://docs.payments.ai