Simple, Transparent Pricing.

Simple, Transparent Pricing.

Always know what you’ll pay.

PAY AS YOU GO

Access a complete payments platform with simple, pay-as-you-go pricing starting at

2.9% + $.30

Per Transaction For Cards Issued In US

  • No setup, monthly, or hidden fees
  • Pay only for what you use
  • Real-time fee reporting

Fast, predictable deposits. Once you’re set up, transfers arrive in your bank account on a 2 business days rolling basis. First Payout takes 7 days.

Payments

Credit and debit cards

Accept payments in Indian Rupees (INR) from your customers in India. Simple, integrated per-transaction pricing means no setup fees, monthly fees or fees for failed charges. Fees exclude GST.

* Domestic debit card transactions have the Merchant Discount Rate (MDR) of 0.4% capped to ₹200.

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2.90% +$.30

for Mastercard and Visa cards issued in US

International payments

Accept payments in 135+ currencies to better serve your international customers with a single integration. No international business entity required.

Choose from two different ways to accept cards issued outside of India through Payments.ai

3.9% + $.30

for Mastercard and Visa cards issued outside of US

Different business model?

Do you want to implement microtransactions, have unusually large average order values, or operate with high refund rates? Get in touch to discuss custom pricing.

Also included

Get access to 100+ features right out of the box:

  • Smarter saved cards
  • Full data portability
  • ​iOS Dashboard
  • Simple PCI compliance
  • Integrated fraud tools

Currency conversions

We’ll automatically convert payments accepted in other currencies. When we perform a currency conversion, funds are usually converted at 2% above the daily mid-market rate for users in India. Learn more

Disputes

We can keep that copy or change it up a little for copyright reasons but we need to add “ Payments.ai will also fight your chargebacks for you, which saves you time and money. Payments.ai also has Visa Verifi and Ethoca integrated to help turn chargebacks into refunds automatically.

Cost

$20 per chargeback

Payments AI Pricing

Subscriptions - 0.5% / Recurring Transaction. The moment you start receiving transactions from your subscription, we will start charging every recurring transaction with a 0.5% fee. Availability to subscription rules is within this fee.

Automation Rules Feature

0.5% / Transaction - Activating automation rules will impose 0.5% fees on all incoming transactions.

Bundle Subscriptions & Automation Rules

0.5% / Transaction - If you use subscriptions and activate automation rules, all transactions are charged 0.5% fee. We do not charge you twice for recurring transactions.

Gateway Fees

Klarna - 1% / Transaction + additional gateway fees
Coinbase - 1% / Transaction + additional gateway fees
PayPal - 1% / Transaction + additional gateway fees
Stripe - 1% / Transaction + additional gateway fees
Payments AI Gateway - 0.0% / Transaction + additional fees

If you have any additional questions, please contact our Support Team by clicking the blue support widget in the bottom right-hand corner of this page or email us at [email protected]

Are International Payments Supported?

Yes! Payments.ai supports presentment in 200+ currencies and 30+ banks. 

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