Automated onboarding
Automated merchant registration gets new accounts approved and accepting payments in minutes.
The Payments AI roadmap.
Now, next and later.
Everything we're building across both products, grouped by how far along it is. Pick a product to see its board.
Payments AI Platforms
Payments AI Platforms is the payments stack for companies that onboard and pay out their own merchants. A dashboard, a public API and card-present payments on one set of rails.
Updated September 2026
Now
In development
Self-serve developer platform
A documented public API and developer portal, so your engineers can integrate, test and go live on their own timeline.
Real-time business insights
A live business intelligence dashboard gives you and your merchants full visibility into transactions and performance.
More countries, more currencies
Accept and settle payments across a growing list of currencies and countries, configured for you as you expand.
Real-time fraud detection
Built-in screening scores every transaction and flags fraudulent activity as it happens.
Your domain on every checkout
Serve checkout from your own domain, so the payment step looks and feels like part of your product.
Automated card-testing protection
Detect and block card-testing attacks in real time, before they reach your merchants.
Next
Coming soon
Real-time balance management
Live merchant balances, adjustable in one place from the dashboard.
Built-in KYC verification
Native KYC inside onboarding, so verification happens in the same flow as sign-up.
Public developer sandbox
A public sandbox to build and test against the API before ever going live.
Tap to Pay on mobile
Accept in-person payments straight from a phone. Instant, secure and ready in seconds.
Mobile payments SDK
A mobile SDK brings the full Payments AI capability set directly into native mobile experiences.
Later
Further out
Embedded merchant financing
Give merchants access to financing and cash advances directly through the platform. No bank visit required.
Self-serve hosted checkout
Hosted checkout and self-serve sign-up let merchants get live on their own, start to finish.
Streamlined dispute management
End-to-end chargeback and dispute handling, with clear status for every merchant.
AI-powered risk scoring
Predictive, AI-driven signals flag at-risk merchant accounts before problems escalate.
One-click upsell
Post-purchase upsells that lift order value without asking the customer for card details a second time.
AI-powered smart routing
Smart routing automatically directs each transaction down the path with the best approval odds.
Payments AI MoR
Payments AI MoR is the fastest way to start selling. We act as the merchant of record, so tax, compliance and payouts are handled for you. The whole integration is built to be completed by an AI agent.
Updated September 2026
Now
In development
Found where agents look
Listed in the connector directories AI agents browse, so Payments AI is discoverable and integrable without a human in the loop.
Searchable developer documentation
Searchable API documentation with copy-paste examples for every endpoint.
Real-time notifications
A notification centre that surfaces payments, disputes and payout events as they happen.
Full audit trail
Every account, payout and settings change logged and searchable, exportable for compliance review.
Next
Coming soon
Embeddable checkout SDK
Drop checkout directly into your own product with an embeddable SDK, so customers stay in your flow.
Richer checkout
Multi-product carts and a wider set of checkout styles, so the payment page matches your brand.
Self-serve compliance settings
Adjust account, tax and compliance configuration directly from the dashboard.
One login, many businesses
Run several merchant accounts from a single login and switch between them without signing out.
Later
Further out
Direct commerce platform integrations
Published integration docs so commerce platforms can connect their own merchants to Payments AI MoR directly.
Agents that complete payments
Let an authorised AI agent create and complete transactions on your behalf, inside limits you set.
Roadmap items are directional and can change. Nothing here is a commitment to ship.
Tell us what to build next.
Requests from customers are the single biggest input into this roadmap. Send one and it lands directly in our product backlog.
The plan is public.
The product is live.
You do not have to wait for any of it. Start with what is already shipping, and everything above is what you get next.
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